Homeowner's Home Protection Ideas

There is an old saying that says, "home is where the heart is" and, as real estate professionals, we can say that is true. Human beings need shelter and a home fulfills that need, but it also does so much more. A home also provides us a place to retreat for emotional rest as well. It is a place to feel safe, a place to belong. For all the protecting a house does for us though, there are some things we, as homeowners, need to do to protect our houses as well. There are many ways that a house can be damaged but none are as devastating as the natural (or unnatural) disaster. The two major of them being fires and floods can all be deadly to that roof and walls you call home. Today, though, we are going to show you a few ideas you can use to keep your home safe during times of disaster. They aren't guaranteed to stop your home from being damaged at all, but they will give your better odds in the event of a disaster.

Again, we cannot repeat this enough, these aren't guarantees. These ideas, and any others you might find are not surefire methods. That being said, you should always keep preparing because the more you prepare the better your odds are. Now, if you want to do any of these projects or ideas, don't do anything that you aren't qualified to do and always follow all safety instructions and protocols. If you are not qualified, please contact a professional to do the work.

#1 Homeowner's Insurance

One of the first things you should do, whether you are required to have it or not, is to get homeowner's insurance. This will be a good way to protect against your financial losses in the case of disaster. Homeowner's insurance will not do anything to protect your home, but it will make it easier to pick up the pieces after a disaster. This is because all the money you put in every year is to buy you access to money for repairs and reimbursements in the case of a disaster. The individual specifics of what is in your police will need to be discussed with your insurance agent.

When you do meet with the insurance agent be sure to find out what disasters are covered. Before you do that though, make sure you know what the most common disaster in your area are, that way you can make sure the most likely disaster are covered in your policy.

#2 Prepare for floods

There are many ways that disaster can strike your abode, but there are few as universally seen as a flood. People all over the world have to worry about flooding; eve the people living in the driest desert have to monitor water flow and rainfall to make sure their homes are protected. Even a small flood can do irreparable damage to your home and make it necessary for you to either do costly repairs or find a new place to live. So, to keep yourself out of harm's way, it is best that you prepare for floods. Now, there are two kinds of floods that you can succumb to, let's take a look at them and see what we can do to protect ourselves.

-Floods from External Sources

External floods are your traditional floods. You know, floods that come from outside of your home. These are floods that are caused by intense rainfall, decimated dams, increased snow melt, and so on. Now, it doesn't matter what causes them, the results are the same. So, how do you keep your home from being washed away by a flood? Well, like we said there are no surefire ways to stop your home from being flooded, but there are a few simple things you can do to greatly increase your chances.

First off, try and avoid buying a home in a flood plain. A flood plain is the area where water is most likely to flow if there ever is a flood. So, what you will want to do is to march down to city hall and find the planning department. The people there can help you to find the areas of your town that are outside of a flood plain so you can search for houses there instead.

Now, if you can't avoid buying a home in a flood plain, at least try to buy a home that is resting on higher ground than the land surrounding it. Even a few feet will deter the water from creeping into your home.

-Floods from Internal Sources

Floods that come from inside your house are internal floods. These will usually come from a problem in your plumbing or in the plumbing of your neighborhood. There isn't much you can do to prevent this aside from having a professional examine them. It would be best to have your pipes inspected at least once a year to make sure that there are no problems.

Then again, there are also some major issues that can happen if your pipes freeze in the winter. We will talk more about this later in this article, but let's at least say this: don't let your pipes freeze, they will burst and flood your home.

Another thing to think about is knowing where the master water switch is in your home. You want to be able to turn off your water in case things start to go wrong.

#3 Prepare for Fires

There are few things as destructive and terrifying as a fire. They are swift and they are powerful. Within only a few moments a fire can completely consume and destroy a house and no one is immune to them. No matter if you live in the coldest of mountain heights or the most scorching desert, a fire can destroy your home. But, luckily, there are a few things you can do to raise your odds.

-Fires from Outside Sources

Much of the time a fire strikes a home because another nearby home or structure is on fire first. This can be a neighbor home, a wooded area like a forest, brush, or anything else for that matter as long as it's flammable. The best thing you can do to increase your home's chances of avoiding a fire is to try and build, or buy, a home that is not near another structure, a forest, or too much wild brush. This will make it harder for the fire to leap from the surrounding area across your lawn to your home.

If you can't build a home, or find one that is far enough away from flammable objects, then at the very least try and minimize the amount of flammable matter around your home. This includes trees, shrubs, and so on. You can still have all these things, but you will want to try and either move them farther away from your home, or take out any excess ones.

-Fires from Inside Sources

After the external fire, a fire that starts inside your home is the next thing you need to worry about when preparing for disasters. Houses might catch on fire from the inside because of any number of reasons. However, there are two main culprits that seem to cause most of the preventable house fires. These are improper use of a naked flame and electrical systems that are not up to code.

When it comes to using an open flame more carefully, try to limit the number of open flames there are to start. Then, what you need to do, is to make sure that whenever an open flame is used in your home that it is used properly and safely and that it is extinguished as soon as it is done being used.

When it comes to outdated electrical systems, the best thing to do is to have your electrical systems checked by a professional on a regular basis. How often they are checked depends on the age of your home and your location, so consult a professional on how often it needs to be checked.

Protecting your home from disaster can be difficult due to the unpredictable nature of disasters. Keep learning ways that you can increase your home's odds against disasters and keep talking with professionals in those fields. If you want to know more about homes in the Boise area, please call us at the Hughes Group today!